With many homes completed or underway, Graven Hill has released the latest nine plots for self builders at Bicester based self and custom build development. More plots will be released as the year progresses.
As well as offering a route to market for anyone wishing to build but struggling to find plots, Graven Hill is firmly establishing itself as a vibrant community of like-minded residents from first-time buyers to retirees.
Interest in the new plots is high, with prices ranging from £235,000 to £265,000, with the largest able to cater for a 6-bedroom home. They are in a character area of the site called ‘Circular Railway’, which incorporates features of the existing historic railway and next to green spaces.
As with most custom and self builds at Graven Hill, each plot comes with its own unique ‘Plot Passport’ that sets out the parameters for what can be built on that plot. This includes, for example, the maximum number of bedrooms and gross internal areas and also the choice of pre-approved building materials.
Financial support in the form of the Government’s new Help to Build scheme is also available on these plots, allowing buyers to benefit from a 5% deposit, alongside a Government-backed equity loan.
A range of new custom build homes are also due to be launched soon, for those wanting personalisation, without having to don a hard hat.
With these homes, the earlier in the build process the homes are purchased, the more customisation options the buyers will have, including layout, fixtures and fittings. Those purchasing custom builds will also be able to take advantage of the Help to Build scheme.
Gemma Davis, customer experience director at Graven Hill said: “The UK housing market is undergoing huge change and we’ve seen a dramatic spike in interest in self-building. Unfortunately, in the past, plot availability, finances and planning permission have all acted as barriers, with only a small minority able to overcome them. However, we’re changing this with the housing options we provide at Graven Hill.
“Our self-build plots have always been popular, getting snapped up quickly, and that doesn’t look to be changing any time soon. Self-building results in a truly diverse community, which celebrates the uniqueness of its residents. This is in stark contrast to the cookie-cutter homes that have come to be associated with new build developments. The people who purchase our new plots will be adding their personality to Graven Hill, and we can’t wait to see the result.”
The Daily Telegraph Homebuilding & Renovating Awards has announced the winner of its annual competition, a firm favourite for fans of homes and design.
The awards celebrate the cream of the UK’s self build, renovations, extensions and conversions, and this year’s awards included a selection of properties that overcame the odds to complete their project. This year’s entrants faced a range of problems that can impact any project, such as planning delays, material shortages, builders bankruptcies and, of course, the pandemic.
The overall Home of the Year winner of the Daily Telegraph Homebuilding & Renovating Awards was Patch House, designed by Spencer and Emma Guy. This family home was a labour of love that was 10 years in the making, with the family finishing the rooms while living in the property between 2011 and 2019.
The property exhibits the couple’s passion, with perfect attention to detail and design principles carried through from the architecture to the interiors. The result is a home that is able to adapt to the needs of the family as it matures, and is highly sufficient as it only requires heating for 70% of the year.
Patch House, Winner of the Home of the Year (Credit Martin Gardner).
“This is a house fit for our challenging times, addressing climate change through harnessing renewable energy technologies,” says architect and judge Darren Bray. “It’s designed to enhance the site context and landscape, including the natural swimming pond that sits to one end of the two storey volumes.”
“We were particularly impressed by how this new home has been exactingly designed for its site, which was previously occupied by a derelict chicken shed,” adds editor and judge Claire Lloyd. “Not only does the house’s orientation ensure that the living areas benefit from passive solar gain, but carefully placed glazing frames the views like artwork and natural light brings different spaces to life throughout the day. This new home exudes warmth and character but, importantly, it’s also a practical, robust family home.”
The National Custom and Self Build Association (NaCSBA) has welcomed the publication of the Help to Build prospectus, and calls for members of the public to register to be among the first to take advantage of this pivotal scheme on opening for applications.
The link for registering is at the end of the prospectus, as it is important that people understand how the scheme works before registering to find out more information. Registering will ensure you are notified for when the scheme formally opens, and you can find out more on the government’s Own Your Own Home website.
Help to Build is the government’s new finance programme – an equity loan scheme designed to open up the custom and self build market to people with smaller deposits.
The potential of the scheme is significant, making an owner-commissioned property a more affordable route to home ownership, for more people. This in turn will lead to more homes being built, contributing to government’s ambition to delivery 300,000 homes annually. The loan doesn’t just have to be for a self build, as other options, such as barn conversions, are covered.
The loan is a first for anyone wanting to custom or self build, as the Help to Buy scheme, which this scheme is loosely based on, was not available on owner-commissioned homes.
Where Help to Buy transferred the funds to the developer, Help to Build is focussed on the mortgage lender. This is because the self-builder is likely to engage with multiple parties – to buy the land, build the house and fit out the interior. The new scheme is expected to open up the market to more people wanting to build, especially those with smaller deposits.
The prospectus sets out what would-be self and custom builders can expect from the scheme, such as the fact that lending is only through registered stakeholders, and the self build mortgage used to build the house will convert to a non-custom or self-build mortgage on completion of the build.
It also sets out the eligibility criteria for applying, for example:
NaCSBA hopes that the success of the scheme will help drive a step change in the sector encouraging more permissioned land to come forward and more businesses delivering the sites and homes that customers desire. In doing so it hopes it will create a virtuous cycle of activity as the sector works towards creating the 30,000 to 40,000 homes a year that the government would like to see the it provide.
Help to Build could support this vision by helping several thousand people along the road to home ownership.
Housing Minister Christopher Pincher MP said: “People across the country dream of building their own home and through our ground-breaking Help to Build scheme we are making it a realistic and affordable option.
“Help to Build will put them in charge of the house-building process and make sure they get the home they truly want.
“This scheme will also support small housebuilders and create thousands of local jobs – providing a huge boost the self and custom build sector and delivering much-needed new homes.”
Andrew Baddeley-Chappell, NaCSBA CEO said: “Help to Build will mean that more people can have the new home they actually want including those with smaller deposits, sound plans and big hopes. The greater choice enabled by this scheme will lead to more affordable and better homes that are more wanted and more sustainable.
“Contrary to common perception, in most cases custom and self build is not about people undertaking the build themselves. Rather, it is about the homeowner having control over the design and specification of their project – enabling them to create the home they want, rather than the one someone else believes they would like. It means that new homes will now be part of the solution for the large numbers of people whose cultural, ecological, physical or emotional needs are not currently met by the new-build market.”
Karen Curtin, managing director at Graven Hill, the UK’s largest custom and self build development, said: “With self-building becoming more affordable, we hope that more people will feel able to purchase their own self-build plot. We’ve found them to be hugely popular, so it’s clear that there is a desire to self-build among the general population. People have simply not been given as much support as needed to explore this route until now.
“Accessibility has always been at the heart of Graven Hill, with purchasers benefitting from financial support such as Plot Passports, fast track planning, Golden Brick packages and custom home options, we aim to make the self-building process as simple as possible for homeowners. Now, there is even more opportunity for all homeowners to create a home that meets their requirements and lifestyle.
“We will be releasing a number of new plots that will be eligible for this government funding in the near future. By taking a more innovative approach to house buying, we can make ‘settling’ a thing of the past.”
We’re following the story of Anne, mother of six boys who is building a home for her family and one for the grandparents on the same site. They used the Right to Build to help them escape the private rental sector, acting as pioneers for the legislation, which even the council was unsure about at the time.
A quick recap:
Edged out by a new discourse between church and state, we tried to counter the market intentions of the Church’s property dept with community ideas, which secured an appointment to make a pitch to the Bishop of Edmonton. Meanwhile, we tried to reach someone in the council who might share a similar vision for Community Housing.
Having secured a meeting with the Bishop it seemed pragmatic to try and get support from Enfield Council so that any proposal using the combined church and council land would carry more weight.
While looking for supportive policy we stumbled across a document “Custom & Self Build in Enfield” (now removed, but see this meeting), which put forward a strategy for delivering custom and self build homes on small-scale council-owned sites. Based on a leasehold model, it reduced upfront costs for purchasers in return for long- term ground rental income for the council.
It seemed perfect – the ideas were very much in tune with parts of what we had been proposing (See Part Three: The Land Value Idea) but much more developed in terms of implementation. The report hoped its pioneering lead might encourage other public landowners to follow.
The report was by the Regeneration department at Enfield Council and its leader was Peter George, who in the words of ‘Naked House’ (Blog 7) was a forward thinking man, looking at innovative ways to solve the housing crisis. The Naked House idea put forward a plan as an alternative custom building service provider trying genuinely to provide affordable homes on a not-for-profit basis.
We thought we could position ourselves as the ‘self build’ service provider with a similar offering. Unfortunately getting to meet or even speak to Mr George was a challenge that even my persistent efforts failed to achieve. I was passed from one department to another until I ended up back to square one at the door of the property disposals manager!
We reconnected with Naked House and found we both had two major challenges:
We based our workings on the following:
Worked out in this way, the land proposition would be a good deal for the local Treasury, as it promised to recover the sale value of the land in a roughly 20 year period, and then would continue to deliver non-tax revenue to the local authority for the long term.
However, it is no longer affordable for the families if, on top of the mortgage, they have to pay 5% of £150k = £7,500 per year (or £625 month). We felt that this additional cost meant that 5% was clearly too high.
There is a similar scheme in Canberra, Australia, which was founded on Garden City principles. There the government land rent scheme was 4% with a discounted rate of 2% for families on low to middle incomes. The Government land rent is calculated on the unimproved value of land and lessees are required to construct a house on the land within two years of the lease being granted. So 2% is probably the level that Naked House would need and they subsequently were looking at that sort of level in the interest of affordability.
We hoped we could deliver affordable housing at 75% market price. 80% market price was the magic number picked by the Coalition government as a definition of ‘affordable housing’, although this still unaffordable to many families.
This would be achieved in three ways:
Our prospectus was coming together! We were ready to offer the church a ‘fresh revolution in housing’, just as the Archbishop of Canterbury had called for, one that was values led and offered a vision of better affordability.
Read the other parts of the Self Build Family Build Blog.
Part One: Deciding to Self Build, the Turning Point
Part Two: Looking for Land in London
Part Three: The Land Value Idea
Part Four: A Small Matter of Access
Part Five: The Mystery of the Road Unravelled
Part Seven: Best Consideration Pursuing our Community Building Idea
Part Eight: Calling on Higher Parts
Photo: printed with permission of Fiona Hanson 2020©
Land promoter Leaper Land has submitted a planning application to Wokingham Borough Council for up to 33 Custom and Self-Build homes at Broadcommon Road, Hurst. Anyone wishing to self build locally can offer their support for the application on the planning section of Wokingham’s website, by searching application number 213378.
The scheme features 27 houses and six flats, including 14 affordable homes, set among two large recreational spaces available to the wider community, including a play area and a natural space with a wilder feel.
Leaper has submitted an outline application to establish the principles, to be followed by a reserved matters application if the scheme is approved. This will set out the parameters for the individual homes before development commences. Leaper would be responsible for delivering infrastructure, including roadways, footpaths and landscaping works, and installing utilities to create the serviced plots for custom or self-builders.
As a custom and self build development, the design of each new home would be controlled by a Design Code. This will give buyers the context in which they customise their own house design to their needs and tastes, subject to a menu of pre-approved architectural styles set out in the Design Code.
The community has already been engaged with, including with an online exhibition and a parish council meeting. These helped shape the application, resulting in the introduction of passing bays and new signage along Broadcommon Road; moving the vehicular access 6.4m to the east; redesigning the apartment block; and increasing and landscaping the area of land between the existing properties and the proposed plots.
Ben Marten, Director of Leaper, commented: “Wokingham has one of the greatest demands for Custom and Self-Build in the UK and there is a substantial shortfall in the provision of serviced plots in the Wokingham borough. The proposal at Hurst would go a long way to helping the Council meet their legal obligation to provide for this demand.”
If you have land that you think would be suitable for custom or self build, get in touch with Leaper Land.
With the planned decrease in the usage of gas as a fuel source, government recently launched the Boiler Upgrade Scheme, a new scheme that will give homeowners up to £6,000 towards the cost of an upgrade to low-carbon heating systems. The Business, Energy and Industrial Strategy (BEIS) has released its Heat and Buildings Strategy with £450million in funding for heat pumps, both ground source and – more realistic for most people – air source heat pumps.
The Boiler Upgrade Scheme is designed to transform our energy usage in homes, although government has stopped short from requiring the banning of fossil-fuel boilers. The expectation is that by 2030 heat pumps, and other cleaner technology, will cost the same to run and buy as current gas systems. The other major alternative is hydrogen, which could power some existing systems, but the technology is still in its experimental stage, with products not yet available to buy.
Essentially Boiler Upgrade Scheme is a boiler upgrade scheme, which comes with many associated challenges around upping the spec in existing houses to make them compatible with these heat sources. This is because heat pumps work best in houses with high levels of energy efficiency and insulation.
Fortunately most self built houses are built to a far higher spec than to Building Regulations, which is a set of minimum standards. The Boiler Upgrade Scheme, which is a renaming of the Clean Heat Grant, is available in England and Wales, and is part of a wider £3.9bn funding pot set out in the Heat and Buildings Strategy.
While homeowners in new builds are not able to apply, self builders are eligible, and will have a three month period in which to apply. In addition, self builders won’t need an Energy Performance Certificate, which is a requirement for existing home owners.
Eligible homeowners will be able to receive government grants for the purchase of low carbon heating systems, with applications running between April 2022 and April 2025. This will replace the Domestic Renewable Heat Incentive, which officially closes next March.
The funding allows for either £5,000 for Air Source Heat Pumps (ASHP) or £6,000 for Ground Source Heat Pumps (including the rarer Water Source Heat Pumps), with more funding allocated for ASHPs as these are more compatible with most homes, due to space limitations.
In addition, biomass boilers in rural areas with low populations should also qualify for support.
It looks like grants will be on a voucher system that are applied for in advance of installations, with the vouchers – which have a usage date – being redeemed on completion. The scheme will also work on a first-come-first-served availability basis.
NaCSBA member Mayflower Mortgage and Finance works with self builders at the very earliest stage of their project, helping them get the right financial product for their needs. We asked Mayflower to share some insight with anyone considering a self build, by chatting to Victoria and Gareth, a couple part way through their build. We hope you find their answers helpful!
Knowing we wanted to self build, we bought the plot with prior approval and existing plans in place.
Once it went through we consulted with a local architect to see if he could rework plans within the existing footprint to include some of the extra features we were hoping to fit in and improve access.
We also looked to amend the specified outer material from grey cladding to a rustic red brick on the bottom half of the building to look more in keeping with the local area.
Thankfully our local council supported the plans and viewed them as an improvement on the previous scheme so we were very lucky to get the layout and look we were hoping for whilst still staying within the constraints of Class Q development rights (see box, below).
Financial Advisor -everyone’s starting point should be sourcing a great financial advisor that specialises in self build. With so many options available you need someone who can help rationalise and build a plan with you.
We used Mike Pawley at Mayflower Mortgages who made everything so simple and hooked us up with a fantastic product that suited our needs perfectly.
An architect is an obvious one, though we only used ours to finesse what was already there, which wasn’t expensive. It’s worth reviewing plans if you buy a home with planning in place, to ensure you get the home that reflects your needs.
Engineering companies – these are essential, and must be consulted as and when needed for any technical drawings and calculations needed for the planners.
Green specialists – if you’re considering going green I’d highly recommend considering a company that can offer you a complete turnkey solution. We used The Big Green Beard who have been excellent.
We’re lucky on the project management side, as Gareth’s background is new-build construction (though this is the first time we’ve built on our own). If you haven’t got the knowledge and contacts I’d recommend consulting with a third party that can steer the build and ensure the sequencing of the various jobs is correct.
We broke ground in December 2020 with ground works taking a long time due to the extensive excavations needed. We aim to be in the house with Building control sign off for the end of November 2021, which we are really happy with considering we’ve both been working full time and haven’t had contractors on site full time.
Absolutely 1000%! We’ve been living in a caravan nearby, which has been challenging at times, especially in the winter months, but we’ve enjoyed the journey and actually living a simpler life for a bit.
To anyone considering self build, as long as you do your due diligence and the financial side stacks up comfortably we’d say go for it and live your dream. Anything is possible with drive, planning and determination.
I don’t think there’s anything we’d change about the build itself at this point – perhaps ask us in a year though!
Find out more about Gareth and Victoria’s build on Instagram at @ourbarnconversionstory
Permitted development rights (PDR) are a set of rights in England that allow people to do certain things within the law, with planning permission automatically granted as long as the conditions are met for each category. They are set out in the Town and Country Planning (General Permitted Development) (England) Order 2015 (as amended) (GPDO 2015)
Class Q permitted development rights can support the conversion of agricultural buildings into a home (or up to five homes) without the need for full planning application.
This uses a process called ‘prior approval’ instead of needing full planning permission from scratch, as long as certain criteria are met.
You will still need a planning consultant to help you with the process, as the conditions can be many and various, and it is important to get these right to ensure the PDR is valid. This is because the planning authority must still approve the plans before any work commences. The CLA reports that nationally, about 60% Class Q applications fail – often due to local interpretations of the rules. But this means that 40% do allow people to build, so don’t discount it as a route to your home.
Find Self Build Planning specialists in the NaCSBA members directory.
THIS IS A NaCSBA MEMBER UPDATE
Scotland-based Allan Corfield Architects is expanding its national coverage with a permanent presence at the National Self Build and Renovation Centre (NSBRC) in Swindon, and the launch of its first seminar for self builders wanting to develop their skills.
Architect Jenny Chandela has joined ACA, working out of its brand new NSBRC stand three days a week, and is able to answer questions or chat to you about your project. Alternatively, if you cannot get to Swindon ACA also offers a free initial online consultation.
In line with ACA’s ethos of supporting self builders, as seen in its online Learning Centre, it has launched its first self build seminar at the NSBRC, How to Self-build Successfully*.
The one day event runs from 8:30 – 4:30, and is repeated on the Wednesday 27 and Thursday 28 October, and costs £80 per person, and is designed to educate novice builders all the key elements of the self build journey.
Topics covered include:
Speakers at the event:
Allan Corfield, AC Architects, Self Build and Low Energy Expert
Tom McSherry, BuildStore, Finance Expert
Brian Singleton, ADM Systems, MVHR Expert
David Gallagher, AC Structures, Structural Engineer
James Bryden, CLPM, Project Management and QS
David Hilton, Heat & Energy, Renewable Heating Expert
To find out more visit Allan Corfield Architects website and register your interest for the event, or get in touch with your questions to Kim via email or call 03333444217
* The How to Self-build Successfully seminar is not suitable if you are already working with an architect.
Super sized custom and self build development Graven Hill has teamed up with Iconic Development Group to offer would be self builders the option of building a turnkey ICF-constructed home on the site.
Iconic offers a unique one-stop shop service, offering self-builders everything they need to build their insulated concrete formwork (ICF) home. A turnkey home refers to the fact that the self builder commissions the home, and then it is entire built and fitted out by the developer, and handed over as a completed home. The owner simply ‘turns the key’ and moves in!
Iconic can take projects from the earliest stages of financial planning, offering expert advice that continues right through to construction.
Founded by Dheeraj Malik and Sanjeev Basra in 2018, Iconic Development Group focuses on providing high quality homes at competitive prices.
The pair already built their own homes at Graven Hill, an experience that adds to their decades of knowledge and skills in construction.
Iconic Development Group is building six homes at Graven Hill, and plans to build 20 houses at the site in the coming years.
In addition to working with self-builders more generally, they work with a range of developers using ICF, and are able to offer fixed price design and build service.
Gemma Davis, Customer Experience Director at Graven Hill said: “Over the past 18-months, we’ve seen people rushing to adapt their living space to home working. Realising that this ‘new normal’, is here to stay, many now feel these temporary solutions aren’t suited to post-pandemic life.
“Working with suppliers like Iconic is so refreshing; they share our belief that everything in your home should be designed and optimised based exactly on how the individual or family like to live. Our partnership allows us to ensure each self and custom build project is tailored to an individual’s lifestyle, environmental objectives, and budget.”
Dheeraj Malik, Co-founder of Iconic Development Group Ltd said: “Our initiative was born out of a desire to help others, based on our personal experiences of self-building at Graven Hill. Through our partnership with GHVDC, our experience, skills, and knowledge allow us to provide fixed price design and build services, which help self and custom builders achieve their dream homes.”
Malik continues, “We foresee a greater demand for bespoke properties in the next decade, especially in towns like Bicester. Not only can people have easy access to major cities like London, Oxford, and Birmingham, but they can also hand-pick elements for their dream home without paying hefty city prices.”
ICF is an easy system to build with, that involves using large hollow blocks that are stacked to create walls. The expanded polystyrene blocks interlock to create a formwork with a cavity that flows around the entire building. Once built, this is then pumped full of concrete, which, once dry and shuttering is remove, creates a robust structure with great insulation values.
Self-builders may be able to get involved – should they wish – with a bit of training from your supplier. The finished building can be clad in render, or a material of your choice.
A new biography has been published sharing the work and vision of Walter Segal, a leading figure in self build in the 1970s when he created several projects, including a whole estate of self build homes, in London. Walter Segal: Self Built Architect
In the book, author and friend of Walter, John McKean tells the story of Segal’s life (1907–85) life, covering his youth and early architectural career in Berlin, before exploring his unique approach to architectural practice – and, specifically, to everyday housing. The book takes in Segal’s work in Switzerland, Mallorca and Egypt, before reviewing his post-war building career in England and the philosophy that drove his work. This included a commitment to self building, which led to him creating a self build community in Lewisham, London (above and below). This has now become a reference point in every historical review of self build in the UK.
Overtime Segal became interested in coming up with the best dwellings for 20th-century towns and his concern for the empowerment of ordinary citizens – and crucially this involved giving them the ability to build their own homes.
Alice Grahame follows with an exploration of the enduring impact of Segal’s timberframing method, looking at how this has led to the possibility of making, and then living within, communities where houses are constructed with a flexible, easily assembled and planet-friendly building system
A Professor of Architecture at the University of Brighton for 11 years, John McKean wrote the first monograph on his friend Walter Segal over 30 years ago.
Alice Grahame has written about Walter Segal in The Guardian and architecture and design magazines. She curated an exhibition about Segal – Walters Way: the Self-build Revolution at the Architectural Association Gallery in London.
