English Brothers Self Build

The National Custom and Self Build Association (NaCSBA) welcomes today’s launch of the £150 million Help to Build equity loan fund. Research in October found that 1 in 3 British adults were interested in a self build, and this new fund will help make this dream possible.

Announced by Housing Secretary Robert Jenrick, Help to Build will transform the sector, and reflects Government’s confidence that more custom and self build homes can be delivered.

Help to Build will help those with smaller deposits access a self or custom build home, and will provide access to additional funding and a lower mortgage rate than would otherwise be the case. A dedicated scheme was necessary because almost all custom and self builders were unable to access the existing Help to Buy Equity Loan Scheme.

In addition to the benefits of having a home built to your own designs and specifications, the scheme is based on the cost to the customer of building their home, and not the price for which a completed home is being sold.

The news came as part of a Self and Custom Build Action Plan launched by government to boost activity in custom and self build. This includes:

  • A Prime Minister-commissioned review of the custom and self build sector, including challenges and opportunities
  • A review of the Right to Build legislation to improve how it is applied in practice
  • A Self and Custom Build Land Release Fund for local authorities to bring forward plots on land they own
  • Funding for the Right to Build Task Force (www.righttobuild.org.uk) so it can continue to work with English local authorities to advise around delivery and policy

Andrew Baddeley-Chappell, NaCSBA CEO said: “There has been a long-recognised need for greater diversity in our new homes market, and the Help to Build scheme is an important step towards greater customer choice for those with ambition, sound plans and smaller deposits. Help to Build is about increasing choice for the homebuyer.

“Contrary to common perception, in most cases custom and self build is not about people undertaking the build themselves. Rather, it is about the homeowner having control over the design and specification of their project – enabling them to create the home they want, rather than the one someone else believes they would like. It means that new homes will now be part of the solution for the large numbers of people whose cultural, ecological, physical or emotional needs are not currently met by the new-build market.

“In addition, there are many areas where speculative builders are choosing not to build at the speed and scale that is needed, that will benefit from the new housing that Help to Build will facilitate. Custom and self build is common everywhere else in the world. Were we in this situation we would be delivering over 100,000 homes each year via the route.

“This scheme is all about delivering more and better homes, that more people aspire to live in and that communities are happier to see built. This is part of a wider set of changes from the Government to improve diversity and access in our new homes market including the Right to Build. This is an important day for the sector and an important part of building better and beautiful.”

Get started on your own self build project

For anyone thinking of self building, NaCSBA has this advice:

Sign up to your local self build register in the area where you would like to build – find yours at www.righttobuildportal.org

  1. Work out your build budget. Help to Build may help you access a mortgage with a smaller deposit
  2. Research how to build – check out our advice section. Will you follow a self build or custom build route?
  3. Choose a build method, such as brick and block, timber frame or a modern method of construction
  4. Look for a plot – check out local council and specialist websites* and
  5. Commission someone to design and build your home.

For help with plots, check out:
PlotBrowser from the team at SelfBuild & Design magazine
Plotfinder.net from the team at Homebuilding & Renovating magazine
PlotSearch from BuildStore

Image: A self build by English Brothers Limited, built using pre-insulated timber frame panels and includes an insulation ‘wrap’ which makes for a cost-effective way to achieve a u-value of just 0.14 W/m2k.

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