Stellco Homes has announced a new site in Cambridge, with a choice of five detached plots for custom builders in the village of Haslingfield.

Having operated as a housebuilder for over 20 years, Stellco Homes has diversified into custom build, with customers buying a plot at Haslingfield able to design their own home prior to Stellco obtaining planning permission.

Once achieved, Stellco will then go on to build your home for you – to your specification, removing much of the stress from the process.

The five plots come with preliminary designs (one shown above) that make the most of each plot’s size and orientation. Customers then discuss options with Stellco, configuring internal layouts, external features and fixtures and fittings. Initial designs for the homes run from around 1,957 to 2,850 sq ft. To find out more email Stellco or call 07976 210 875.

Angelo Baccarella of Stellco Homes said, “Most people don’t understand the difference between self-build and custom build and are not aware that they can have all the benefits of self-build and more by opting for custom build. I believe we are amongst the few companies offering this service for people who aspire to build their own home but lack the time and skill to do so and find a suitable plot.”

Sign up to Stellco Homes register

This is a NaCSBA Member update

NaCSBA, the National Custom And Self Build Association has launched its first annual survey of self builders, and needs anyone that has completed their self or custom build in the last five years to help out.

The survey takes around 10 minutes to fill in – but you are performing an invaluable service to the sector and anyone that dreams of building or commissioning their own home! And to thank you NaCSBA is giving five respondents a £100 John Lewis voucher!

Why the Self Build Survey is so important

We all know that data is king – but NaCSBA uses this data in its discussions with government as it works to create more opportunities for businesses and people wanting to self build. It has had phenomenal success to date – from the Right to Build legislation to the government-commissioned Bacon Review of Custom and Self Build, but needs your help to compile a more robust – and ongoing set of data.

This need for solid data was recently stressed in a recent report by Places for People and Cambridge University, the Economic Review of Self Build and Custom Housebuilding, and the survey is a first crucial step in meeting this need for facts and figures.

Please take the time to fill in the survey, and share with anyone you know that may have completed their own project in the last five years.

You can copy the link and email to your friends: https://www.surveymonkey.co.uk/r/NaCSBA2022 

With many homes completed or underway, Graven Hill has released the latest nine plots for self builders at Bicester based self and custom build development. More plots will be released as the year progresses.

As well as offering a route to market for anyone wishing to build but struggling to find plots, Graven Hill is firmly establishing itself as a vibrant community of like-minded residents from first-time buyers to retirees.

Interest in the new plots is high, with prices ranging from £235,000 to £265,000, with the largest able to cater for a 6-bedroom home. They are in a character area of the site called ‘Circular Railway’, which incorporates features of the existing historic railway and next to green spaces.

As with most custom and self builds at Graven Hill, each plot comes with its own unique ‘Plot Passport’ that sets out the parameters for what can be built on that plot. This includes, for example, the maximum number of bedrooms and gross internal areas and also the choice of pre-approved building materials.

Financial support in the form of the Government’s new Help to Build scheme is also available on these plots, allowing buyers to benefit from a 5% deposit, alongside a Government-backed equity loan.

Custom build options

A range of new custom build homes are also due to be launched soon, for those wanting personalisation, without having to don a hard hat.

With these homes, the earlier in the build process the homes are purchased, the more customisation options the buyers will have, including layout, fixtures and fittings. Those purchasing custom builds will also be able to take advantage of the Help to Build scheme.

Gemma Davis, customer experience director at Graven Hill said: “The UK housing market is undergoing huge change and we’ve seen a dramatic spike in interest in self-building. Unfortunately, in the past, plot availability, finances and planning permission have all acted as barriers, with only a small minority able to overcome them. However, we’re changing this with the housing options we provide at Graven Hill.

“Our self-build plots have always been popular, getting snapped up quickly, and that doesn’t look to be changing any time soon. Self-building results in a truly diverse community, which celebrates the uniqueness of its residents. This is in stark contrast to the cookie-cutter homes that have come to be associated with new build developments. The people who purchase our new plots will be adding their personality to Graven Hill, and we can’t wait to see the result.”

To find out more about the plots contact Graven Hill 

Roads and services have gone in in the innovative 12 home custom build Pound Lane site in Laindon, Essex, with plots available to buy now.

Located near to Basildon, the site is in a wooded setting, with links to Fenchurch St Station in London taking just 35 minutes, making it a fantastic choice for commuters. The homes come with private gardens and a communal garden, with an optional on-plot garage.

Buyers can choose the layout, size and fit out of their home, working to one of the three pre-designed home types, as specified in the planning permission. Each design is linked to one of the plots in the planning permission (see colour coding on plan below), so buying early ensures you have the widest choice of optoins. There are two house sizes on offer, and prices start from £445,000.

For example, Plot 6 with its S6 House design costs £235,000 for the 5,931 sqft plot, and the build price should be between £210,000 to £350,000 depending on your route and specification.

Buyers can choose two routes to ownership –

A la Carte Design – with this route you work with a Customer Coach to go through a series of choices based on a palette of materials and layouts, which are already costed out to make the process transparent when working with budgets.

DIY Design – this gives you far more freedom when it comes to designing the layout and specification, with only the position of the stairwells and utility risers being fixed. Buyers buy the weather-proof shell and can then take the house through to completion. The Customer Coach is available to support people through this process.

The project is unusual in that it is a collaboration between a team of companies, including architects, AOCMae and Pitman Tozer and custom build enabler Unboxed Homes

Pound Lane plots

Unboxed are filming blogs as activity takes place at Pound Lane on YouTube, take a look here.

 

Unboxed Homes has recently completed a terrace of custom build homes in Peckham, London, Blenheim Grove, and is working on a group custom build scheme in London.

In a reflection of the buoyant market for custom and self build, Netherlands-based Steenvlinder has announced a major investment in the UK with three new sites. If they all go ahead, this could bring 150 plot opportunities to the market, centred around Ashford, Birmingham and Basildon.

NaCSBA member Steenvlinder is working with a range of partners to bring on the sites, including Czero and Unboxed Homes, and is in the process of recruiting for more staff for its UK operations.

Steenvlinder was set up by Hans Sparreboom and Marnix Norder in 2015 to create owner-commissioned custom build homes in the Netherlands, and it has delivered 2,000 homes since then, with more in the pipeline.

Netherlands has been a pioneer for initiatives to scale up the provision of self and custom build homes, which Richard Bacon MP saying in his review that, “Despite its size, the Netherlands has led the way in innovation in the housing sector, with the new town of Almere being an international model of what can be achieved at scale.”

Currently, Steenvlinder’s site at Pound Lane in Basildon – a collaboration with several architects – has 12 plots, available for purchase. The sites in Ashford is going through planning, with 105 plots potentially coming to the market, with the Birmingham site having scope for 30-50 plots – although the location has not yet been announced.

Why is the timing right for self build?

Owner commissioned homes are firmly on the government’s agenda, with the publication earlier this year of the Custom and Self Build Action Plan and Richard Bacon’s independent review to develop a plan for scaling up the sector, making it the perfect time for new and European companies to make the most of the positive environment.

Hans Sparreboom, Steenvlinder CEO, said: “With the English government supportive of the CSB methodology we need to spend less time asking how to build more houses and more about making ‘how to make houses’ more popular. We’re excited about helping the UK build back better with homes designed and built to last.”

The Rt Hon Christopher Pincher MP, Minister of State for the Department for Levelling-Up, Housing and Communities (DLUHC), said: “It is encouraging to see further investment in the customer and self-build market in the UK. It has the potential to deliver thousands more homes each year as we bring forward the recommendations in the Bacon Review to scale-up the sector and introduce the Help to Build scheme which will make home building a realistic and affordable option to many more people.”

NaCSBA continues to work and support government as it considers the recommendations put forwards in the review.

The National Custom and Self Build Association (NaCSBA) has welcomed the publication of the Help to Build prospectus, and calls for members of the public to register to be among the first to take advantage of this pivotal scheme on opening for applications.

The link for registering is at the end of the prospectus, as it is important that people understand how the scheme works before registering to find out more information. Registering will ensure you are notified for when the scheme formally opens, and you can find out more on the government’s Own Your Own Home website.

Download the prospectus

Help to Build is the government’s new finance programme – an equity loan scheme designed to open up the custom and self build market to people with smaller deposits. 

The potential of the scheme is significant, making an owner-commissioned property a more affordable route to home ownership, for more people. This in turn will lead to more homes being built, contributing to government’s ambition to delivery 300,000 homes annually. The loan doesn’t just have to be for a self build, as other options, such as barn conversions, are covered. 

Help to Build logo

The loan is a first for anyone wanting to custom or self build, as the Help to Buy scheme, which this scheme is loosely based on, was not available on owner-commissioned homes. 

Where Help to Buy transferred the funds to the developer, Help to Build is focussed on the mortgage lender. This is because the self-builder is likely to engage with multiple parties – to buy the land, build the house and fit out the interior. The new scheme is expected to open up the market to more people wanting to build, especially those with smaller deposits.

About the fund

The prospectus sets out what would-be self and custom builders can expect from the scheme, such as the fact that lending is only through registered stakeholders, and the self build mortgage used to build the house will convert to a non-custom or self-build mortgage on completion of the build.

It also sets out the eligibility criteria for applying, for example:

  • You must have a have a minimum 5% deposit ,
  • loans can be between 5-20% of the total estimated cost (40% in London),
  • people can borrow up to £600,000 for the build and land, or up to £400,000 for build alone,
  • the loan will attract interest, payable from year 6,
  • the planned house must be your only home,
  • you must have outline planning permission to apply, and
  • payback amounts are calculated on the value of your home at the point of sale – so if the value rises so does the amount you owe on the loan.

NaCSBA hopes that the success of the scheme will help drive a step change in the sector encouraging more permissioned land to come forward and more businesses delivering the sites and homes that customers desire. In doing so it hopes it will create a virtuous cycle of activity as the sector works towards creating the 30,000 to 40,000 homes a year that the government would like to see the it provide.

 Help to Build could support this vision by helping several thousand people along the road to home ownership. 

Housing Minister Christopher Pincher MP said: “People across the country dream of building their own home and through our ground-breaking Help to Build scheme we are making it a realistic and affordable option.

“Help to Build will put them in charge of the house-building process and make sure they get the home they truly want.

“This scheme will also support small housebuilders and create thousands of local jobs – providing a huge boost the self and custom build sector and delivering much-needed new homes.”

Andrew Baddeley-Chappell, NaCSBA CEO said: “Help to Build will mean that more people can have the new home they actually want including those with smaller deposits, sound plans and big hopes. The greater choice enabled by this scheme will lead to more affordable and better homes that are more wanted and more sustainable.

“Contrary to common perception, in most cases custom and self build is not about people undertaking the build themselves. Rather, it is about the homeowner having control over the design and specification of their project – enabling them to create the home they want, rather than the one someone else believes they would like. It means that new homes will now be part of the solution for the large numbers of people whose cultural, ecological, physical or emotional needs are not currently met by the new-build market.”

Karen Curtin, managing director at Graven Hill, the UK’s largest custom and self build development, said: “With self-building becoming more affordable, we hope that more people will feel able to purchase their own self-build plot. We’ve found them to be hugely popular, so it’s clear that there is a desire to self-build among the general population. People have simply not been given as much support as needed to explore this route until now.  

 “Accessibility has always been at the heart of Graven Hill, with purchasers benefitting from financial support such as Plot Passports, fast track planning, Golden Brick packages and custom home options, we aim to make the self-building process as simple as possible for homeowners. Now, there is even more opportunity for all homeowners to create a home that meets their requirements and lifestyle.  

“We will be releasing a number of new plots that will be eligible for this government funding in the near future. By taking a more innovative approach to house buying, we can make ‘settling’ a thing of the past.” 

Photos: Potton/Kingspan 

Andrew Baddeley-Chappell, CEO of the National Custom and Self Build Association, recently joined Richard Bacon on a fact finding trip to Germany to visit a show park of self build homes.

The trip was an opportunity to see how such parks operate and engage with people wanting an owner-commissioned home, as the system was included in the Bacon Review, in connection to scaling up custom and self build. In the review, one of the recommendations was to raise awareness of self build and show by ‘doing’. 

This included the ask that government consider supporting the creation of a ‘Show Park’ of owner-commissioned homes. 

How do show parks work?

There is a prevailing myth around self build that it is a DIY route where people literally build it themselves, laying bricks in the evening after work in the dark. This is false, as it represents just a tiny fraction of what custom and self build actually represents.

In reality, nearly all of these homes are owner-commissioned, meaning that the ‘self builder’ identifies companies that they then contract to build their home. This might be on a self build basis, where they source their own land, architects, builders and so on right through to completion, or on a custom build model where they work with enablers or developers that have undertaken the initial tasks of creating plots with planning permission and service in place.

Effectively, these ‘oven ready’ plots can then be bought, and the owner can then commission the home to go on them. In some models the designs and companies might be linked to the plot, but in others buyers can commission who they like, as long as they build to the requirements set out in the plot passport.

And this is where a show park comes in. Many custom and self build homes are delivered by package manufacturers, where they build your home offsite in a factory, using one – or a tailored version – of one of their designs. This is then shipped to site and rebuilt, ready for second and first fix. Again, depending on what you agree and the company’s model, the house manufacturer may undertake this, or hand over the weathertight shell for you to contract trades to take the house to completion.

 

The Show Park idea would see a range of these manufacturers all building one house on the park, so buyers can visit and experience the homes, with staff or exhibits in each house that explain that companies approach and designs. As such, it becomes a marketing opportunity for a range of package manufactures, and empowers consumers – as effectively the park is a huge house shop.

Whether the idea of a show park goes ahead, the potential for custom and self build has never been greater, and government believes that it could deliver up to 40,000 extra homes a year.

Work has commenced on the infrastructure for the first 18 plots on a 50 home custom build site in the Lake District National Park. The site is being developed by custom build specialist Hugr Homes, which has joined up with timber frame manufacturer Fleming Homes to deliver the timber frame houses.

Wellbank is a unique development in the Lake District National Park in the village of Bootle, with an emphasis on eco-friendly and sustainable homes. Hugr Homes is acting as the enabler, having achieved planning permission, and is commencing with the infrastructure for the first phase of 18 homes. The houses will be provided by Fleming Homes, a manufacturer of bespoke, timber frame homes based in the Scottish Borders.

Wellbank Hugr Homes PLan

Wellbank, which is about one mile away from Bootle railway station and less than half an hour from Broughton in Furness, will be one of the largest custom build schemes in the UK, with 18 plots available in phase one.

 

Working with a timber frame manufacturer helps streamline the custom build site, as opposed to a self build solution where buyers are free to commission their own choice of company. Customers will work with Fleming Homes to design their home, working within the parameters of the Design Code, with a choice of plot types on offer for houses and bungalows.

Timber frame is a form of Modern Method of Construction (MMC) that is quick to erect on site, with the the average four-bed family home can reaching wind and watertight in a few weeks, which provides efficiencies when it comes to managing build schedules.

Joe Higginson MD and Founder of Hugr Homes, said, “We founded Hugr Homes to provide more opportunities for Custom Build, and it is all that we do as we firmly believe that the Custom Build model will grow.

“We are delighted to be starting on this site, which is located in the beautiful Lake District National Park. Both the site and the opportunity to custom build your own home is already generating interest, not just locally but also from the wider North West of England. We are also seeing lots of interest from people whose work is now more flexible, with working from home allowing them to relocate to more desirable areas of the country while still continuing in the same job.

“In terms of other sites, we have a site in Culgaith east of Penrith which will be custom build with 13 plots available. We are with Homes England for infrastructure funding on this and hope to be on site later this year.”

Sarah Mathieson, managing director of Fleming Homes, said: “We both align on the idea of helping more people live in higher quality homes. What Fleming Homes is keen to do is open-up the possibility of self and custom-building as a real option to more people to achieve more low-carbon, energy efficient, quality homes.

“It’s about giving more choice for homeowners to live their lives in homes that meet their aspirations for living and in homes that are ultimately fit for the future.”

Register your interest for the Wellbank site

Images: Artform Architects

Land promoter Leaper Land has submitted a planning application to Wokingham Borough Council for up to 33 Custom and Self-Build homes at Broadcommon Road, Hurst. Anyone wishing to self build locally can offer their support for the application on the planning section of Wokingham’s website, by searching application number 213378.

The scheme features 27 houses and six flats, including 14 affordable homes, set among two large recreational spaces available to the wider community, including a play area and a natural space with a wilder feel.

Leaper has submitted an outline application to establish the principles, to be followed by a reserved matters application if the scheme is approved. This will set out the parameters for the individual homes before development commences. Leaper would be responsible for delivering infrastructure, including roadways, footpaths and landscaping works, and installing utilities to create the serviced plots for custom or self-builders.

As a custom and self build development, the design of each new home would be controlled by a Design Code. This will give buyers the context in which they customise their own house design to their needs and tastes, subject to a menu of pre-approved architectural styles set out in the Design Code.

The community has already been engaged with, including with an online exhibition and a parish council meeting. These helped shape the application, resulting in the introduction of passing bays and new signage along Broadcommon Road; moving the vehicular access 6.4m to the east; redesigning the apartment block; and increasing and landscaping the area of land between the existing properties and the proposed plots.

Ben Marten, Director of Leaper, commented: “Wokingham has one of the greatest demands for Custom and Self-Build in the UK and there is a substantial shortfall in the provision of serviced plots in the Wokingham borough. The proposal at Hurst would go a long way to helping the Council meet their legal obligation to provide for this demand.”

If you have land that you think would be suitable for custom or self build, get in touch with Leaper Land.

Richard Bacon, MP for South Norfolk, has published his Review of Custom and Self Build, which identifies a ‘missing market’ of owner commissioned homes, that could deliver between 30,000 to 40,000 self build homes a year.

The report was commissioned by Prime Minister Boris Johnson in April, as part of the Custom and Self Build Action Plan to look at the ways in which custom and self build could help provide the extra homes that government needs to help it reach its target or building 300,000 homes a year.

Bacon Review

What’s in the Bacon Review?

Richard Bacon was tasked with looking at the entire sector, including examples of how owner commissioned homes are built abroad in countries where the model is common.

One such example is Germany, where 55% of new homes are commissioned by their owners, with large show parks dotted across the country where you can go and experience houses built and designed by a range of companies (have a look at Musterhaus for a German example).

The result is a comprehensive overview of the sector, together with the barriers to growth. The report is respectable 114 pages and includes new economic analysis by Chamberlain Walker that identifies the sector as a ‘missing market’ in the UK.

This is due to a combination of reasons, such as planning and the dominance of the mainstream housebuilders, but is largely attributed to the lack of land available to build self or custom build homes on.

What are the recommendations?

To remedy the findings, Bacon puts forwards six strong recommendations for creating a new system that would support activity.

  1. A greater role for Homes England, with the creation of a dedicated Custom and Self Build Housing Delivery Unit tasked with creating more serviced plots, through the provision of more small sites and as part of large sites.
  2. Raise awareness of self build and show by ‘doing’. This involves the industry showcasing its activity, with the request for government to support the creation of a ‘Show Park’ of owner-commissioned homes that people can buy. In addition, government should support the wider publicity of the Right to Build registers.
  3. Reignite the Community Housing Fund. This promised to deliver up to 100,000 new homes in England, but was not renewed in the 2020 Spring Budget. Renewing it would enable more communities to build.
  4. Promote green homes and increased use of Modern Methods of Construction (MMC) Self build champions sustainable and innovative building techniques, and could be an exemplar for mainstream housing.
  5. Align custom and self build changes with planning reforms – to ensure the changes work with the proposed planning system changes, and by improving the Right to Build legislation.
  6. Iron out tax issues This is important to make sure there is a level playing field between self built homes and speculatively built homes.

Housing Secretary Rt Hon Robert Jenrick MP said: “As we build back better, we want to help more people build their own home, making it an option for thousands who’ve not considered it or ruled it out before. This will help get more people on to the housing ladder, ensure homes suit people’s needs whilst providing an important boost to small builders and businesses too.

“I warmly welcome Richard Bacon’s report which matches our ambitions for the custom and self-build sector. We will consider it fully and respond to the recommendations in due course.

“The launch of the Help to Build equity loan scheme will be a game-changer to the self and custom build market and will allow individuals to borrow with lower deposit mortgages which will go towards the design and build of their new home.”

Mr Bacon said: “At no other time in our history would new housing be thought of as a form of pollution, creating a monoculture to be resisted from villages to towns. The central problem is that most customers have almost no clout when it comes to buying a home. 

There is a “missing market”. Instead of customers who are able to choose for themselves what they actually want, which of course will vary hugely – just as people vary hugely in their tastes, preferences and lifestyle choices – in practice most customers have very little say. Indeed, for the very item on which customers spend the largest proportion of their incomes – their homes – they hold the least consumer power.”

“Those who have managed to step outside this prevailing framework and commission or build their own dwelling see a result that is to their own taste – greener, better built and more welcomed by local communities. And while thousands of people have succeeded in doing this – often with the help of NaCSBA members – it is still difficult to do, whereas it needs to become normal. Indeed, it should be no more difficult than ordering a new car.”

“There is a solution. It involves creating the conditions in which customers are treated as if they matter the most, rather than – for the most part – scarcely mattering at all. And this is what happens when people themselves commission the houses they would like to see. Homes England, whose remit includes making markets, has a key role to play in kickstarting this market including providing land and investment and helping to streamline planning – and my core recommendation is that a Custom & Self-Build Delivery Unit should be established with a mandate to deliver the required changes, staffed by skilled professionals with deep experience of delivering custom and self-build projects for customers across all tenures.”

Andrew Baddeley-Chappell, NaCSBA CEO said: “There is clearly something wrong with any market where customer choice is so notably absent, in particularly where such choice so demonstrably leads to better and greener homes. At the heart of the challenge is a planning system that appears hard wired to produce a product that most of us do not want, and which fails to reflect the diversity of our communities.

“Yet there is a proven viable solution. One that works everywhere else in the world, the question is not whether change is needed but how that change happens. To make that change we must ensure that sufficient land comes forward on which people can chose the home they want to live in. We must also open the eyes of the public to the possibilities that are out there. Both these aspects require the leadership of Government to address the failures in our current market.

“The recommendations in this report, which include the review of the Right to Build and the rapid launch of Help to Build have the capacity to positively transform our country’s relationship with the new homes market.

What is the Custom and Self Build Action Plan?

The Self and Custom Build Action Plan includes:

  • A Prime Minister-commissioned review of the custom and self build sector, including challenges and opportunities
  • A review of the Right to Build legislation to improve how it is applied in practice
  • A Self and Custom Build Land Release Fund for local authorities to bring forward plots on land they own
  • Funding for the Right to Build Task Force so it can continue to work with English local authorities to advise around delivery and policy
  • A Help to Build equity loan scheme.
Image credit: Completed contemporary home by MBC Timberframe,  www.mbctimberframe.co.uk